Danelfin AI is an explainable AI stock analytics platform that rates US and European stocks and ETFs from 1 to 10 based on their probability of beating the market over the next three months. It analyzes over 10,000 features daily and provides factor-level transparency, though its performance claims rely on backtested data rather than independently audited live results.
At a Glance
- Core function: AI Score (1-10) predicting 3-month relative performance versus benchmark indices
- Data processed: 10,000+ features per stock daily from 900+ technical, fundamental, and sentiment indicators
- Claimed performance: +376% strategy return since 2017 versus +166% for S&P 500 (company-reported backtest)
- Pricing: Free tier (3 stocks), Plus ~$17/month, Pro ~$39/month, Elite with API access
- Security status: ScamAdviser trust score of 98, domain registered since 2020
- Key limitation: Daily updates only, not suitable for day trading; track record is vendor-reported backtest data
What Is Danelfin AI?
Danelfin is a Barcelona-based AI stock analytics platform that uses Explainable Artificial Intelligence to rate stocks and ETFs. The company was named Best Financial Research Company at the Benzinga Global Fintech Awards .
The platform assigns every covered stock and ETF an AI Score from 1 to 10. Higher scores indicate a higher probability of outperforming the market over the next three months. For US stocks, the benchmark is the S&P 500 Total Return index. For European stocks, it is the STOXX Europe 600 .
Danelfin positions itself as a tool for investors who want data-driven signals without building quantitative models themselves. The platform emphasizes transparency, showing users which factors drive each score rather than presenting a black-box recommendation .
How Danelfin AI Works
The AI Score calculation involves several layers of analysis.
Data collection. Each day, Danelfin analyzes over 10,000 features per stock and ETF. These features derive from more than 600 technical indicators, 150 fundamental indicators, and 150 sentiment indicators .
Signal identification. The AI uses the latest 252 market days (US) or 500 market days (Europe) to identify which stock features generated the most alpha after 60 market days. These features are called alpha signals .
Decision trees. Hundreds of decision trees combine these alpha signals to calculate probability estimates. The final AI Score represents the average probability across all trees .
Score translation. Scores of 7 to 10 indicate higher probability of market outperformance. Scores of 1 to 3 indicate lower probability. The platform translates these into Buy, Strong Buy, Sell, and Strong Sell signals for a 3-month horizon .
A key technical detail: Danelfin calculates probabilities, not certainties. The company explicitly states that scores should complement, not replace, independent investment research .
Key Features of Danelfin AI
AI Score with Factor Breakdown
Every stock and ETF receives an overall AI Score plus sub-scores for Technical, Fundamental, Sentiment, and Low Risk factors. This factor-level transparency lets investors understand what drives each score .
The platform uses Explainable AI, meaning users can inspect the alpha signals behind every rating. Danelfin markets this as eliminating “black box” AI recommendations .
Trade Ideas
The Trade Ideas section highlights potential trades where Danelfin’s AI has demonstrated at least a 60% win rate for long signals since 2017. Users can filter by investment horizon: 1 month, 3 months, 6 months, or 1 year .
Portfolio Tracking
Users can create portfolios and monitor the average AI Score across holdings. The platform sends daily alerts when a stock in a portfolio is upgraded or downgraded, helping investors act on changing probabilities .
Stock Comparison
The comparison tool lets users evaluate multiple stocks or ETFs side by side, comparing overall AI Scores and individual factor sub-scores .
Mobile Apps
Danelfin launched native iOS and Android apps in 2026. The apps include AI Scores, rankings, trade ideas, portfolio monitoring, and price forecasts with entry, stop-loss, and take-profit levels .
API Access
Developers and quantitative analysts can integrate Danelfin AI Scores into their own systems through API plans. The API returns JSON-formatted data including AI Score, Fundamental, Technical, Sentiment, and Low Risk scores .
Danelfin AI Pricing
Danelfin uses a tiered subscription model with a limited free option.
| Plan | Monthly Price | Annual Price (per month) | Key Limits |
|---|---|---|---|
| Free | $0 | $0 | 3 stocks |
| Plus | ~$25 | ~$17 | More stocks, factor breakdown |
| Pro | ~$70 | ~$49 | Unlimited portfolios, full features |
| API Basic | $70 | N/A | 500 calls/month |
| API Expert | $199 | N/A | 2,000 calls/month |
| API Elite | $599 | N/A | 8,000 calls/month |
Pricing may vary by region and platform. API plans are separate from website subscriptions .
The free tier’s 3-stock limit makes it difficult to evaluate the platform’s signal quality. Potential users should consider whether a paid tier fits their budget before committing. The company occasionally offers promotional pricing, including a 2-year plan option advertised at up to 40% savings .
Danelfin AI Track Record: What the Numbers Show
Danelfin publishes performance data showing its Best Stocks strategy returned +376% from January 2017 through June 2025, compared to +166% for the S&P 500 over the same period .
The company also reports that stocks with the highest AI Score (10/10) outperformed the market by +21.05% annualized alpha after 3 months, while lowest-scored stocks (1/10) underperformed by -33.28% annualized alpha .
Important Caveats
These figures come from vendor-reported backtests, not independently audited live results. A critical analysis published by AInvest noted that the +127.5% outperformance claim is “vendor-generated, unverified, and based on curated 3-year backtests” .
Backtested results carry inherent risks. They cannot account for all real-world trading conditions, including liquidity constraints, slippage, and behavioral factors. Danelfin itself acknowledges that its AI calculates probabilities, not certainties .
The company launched an AI Score Audit tool in 2026 that allows users to explore historical performance data across different market caps and time horizons. While this transparency is commendable, the underlying data remains under Danelfin’s control .
Editorial assessment: The track record is interesting as a reference point. It should not be treated as a guarantee of future results or as independently verified evidence.
Danelfin AI vs. Competitors
Danelfin differentiates through factor transparency and its explicit 3-month probability framework. Tickeron offers more active trading signals but with higher complexity. TrendSpider provides model-building flexibility but requires user expertise. Trade Ideas focuses on intraday signals, making it complementary rather than competitive for long-term investors .
Danelfin AI Limitations and Criticisms
Daily Updates Only
AI Scores update once per day after market close. This makes Danelfin unsuitable for day trading or intraday strategies. Active traders need platforms with real-time data feeds .
Backtest Reliance
The published track record relies entirely on backtested data. No independent third party has audited the live performance of Danelfin’s signals. The AInvest analysis noted that a “credible live track record (survivorship-free, audited) would validate claims” .
Free Tier Restrictions
The free plan covers only 3 stocks. This is insufficient to evaluate signal quality across different sectors, market caps, or market conditions. Users cannot meaningfully test the platform without upgrading .
No Broker Integration
Danelfin provides signals but does not execute trades. Users must manually implement recommendations through their own brokerage accounts. This introduces friction and potential execution delays .
Coverage Focus
The platform primarily covers US-listed stocks and ETFs, plus STOXX Europe 600 stocks. Investors focused on Asian, Latin American, or other international markets will find limited utility .
Privacy and Security
Danelfin Technologies, S.L. operates from Barcelona. The company’s privacy policy states that personal data is protected using SSL encryption and managed in compliance with applicable data protection regulations .
ScamAdviser rates danelfin.com with a trust score of 98, noting the domain has existed since 2020 and receives substantial traffic. The site uses valid SSL certificates and offers standard payment methods .
However, ScamAdviser also flagged that Danelfin’s data-sensitive services are hosted on a shared server, which introduces potential risk if another site on the same server is compromised .
Important distinction: Danelfin does not publicly claim SOC 2 certification or Zero Data Retention policies. GDPR compliance, which the company references, is a legal framework, not a technical security guarantee. Users with sensitive data concerns should review the full privacy policy and contact support for specifics .
Who Should Use Danelfin AI?
Danelfin may suit:
- Retail investors with a 1-6 month holding horizon
- Users who want quantitative signals with factor transparency
- Investors comfortable acting on probabilistic scores without written reasoning
- Portfolio managers monitoring multiple positions with daily alerts
Danelfin may not suit:
- Day traders needing real-time signals
- Long-term buy-and-hold investors focused on business fundamentals
- Investors seeking AI that explains recommendations in plain English
- Anyone unwilling to pay for a subscription after the limited free tier
Common Mistakes When Using Danelfin AI
Treating scores as buy/sell commands. The AI Score is a probability estimate, not a directive. Danelfin explicitly states it should complement, not replace, independent research .
Ignoring the 3-month horizon. The AI Score predicts relative performance over a specific timeframe. Using it for different holding periods may produce unexpected results.
Overtrading on score changes. Daily alerts can tempt users to react to every upgrade or downgrade. Danelfin warns that frequent trading may erode returns through costs and poor timing .
Skipping factor analysis. The sub-scores provide context about why a stock received its rating. Ignoring them wastes the platform’s transparency advantage.
Expecting guaranteed returns. Backtested performance does not guarantee future results. The AI calculates probabilities, and individual stock outcomes will vary.
Frequently Asked Questions
Is Danelfin AI free?
Danelfin offers a free tier covering 3 stocks. Full features require a paid subscription. Plus costs approximately $17 to $25 per month, while Pro costs approximately $39 to $70 per month depending on billing frequency .
How accurate is Danelfin AI?
Danelfin reports that stocks with the highest AI Scores outperformed the market by +21.05% annualized alpha after 3 months in backtested data . However, these figures are vendor-reported and not independently audited. The company acknowledges its AI calculates probabilities, not certainties.
What is the Danelfin AI Score?
The AI Score is a 1-to-10 rating that estimates the probability of a stock or ETF beating the market over the next 3 months. Scores of 7 to 10 indicate higher probability; scores of 1 to 3 indicate lower probability .
Does Danelfin work for day trading?
No. AI Scores update once daily after market close. The platform is designed for 1 to 6 month investment horizons, not intraday trading .
Is Danelfin AI safe to use?
ScamAdviser rates danelfin.com with a trust score of 98, indicating the site is legitimate. The domain has operated since 2020 with valid SSL certificates . However, the company’s financial services are hosted on a shared server, which ScamAdviser notes as a potential risk.
Conclusion
Danelfin AI occupies a specific niche in the growing market for AI-powered investment tools. It provides transparent, factor-level stock ratings with a clear 3-month probability framework. The platform’s Explainable AI approach distinguishes it from opaque black-box alternatives.
What matters most is understanding what Danelfin is and what it is not. It is a quantitative screening tool that helps investors narrow a vast universe into a shorter list worth attention. It is not a crystal ball, a guaranteed alpha generator, or a replacement for fundamental analysis.
The track record claims, while impressive on the surface, come from vendor backtests rather than independently verified live results. Potential users should weigh these numbers accordingly.
Danelfin may suit investors with a 1 to 6 month horizon who want probabilistic signals and factor transparency. It will not suit day traders, long-term value investors, or anyone expecting guaranteed returns.
Before subscribing, evaluate whether the free tier provides enough value to assess signal quality for your use case. Consider whether the 3-month horizon matches your investment style. Review the pricing tiers to ensure you understand the cost structure. And remember that no AI Score replaces independent judgment and disciplined execution.
